The Fast, Accurate and Compliant Way to Trace Debtors in the UK

Introduction: Debtor Tracing

Debt recovery is often delayed or even halted altogether when the person owing money disappears. Debtors may move without leaving a forwarding address, ignore attempts at contact, or actively avoid detection. When that happens, you need more than just guesswork—you need verified, up-to-date address data delivered fast.

That’s where TraceGO comes in.

Designed specifically for legal professionals, debt recovery agents, landlords, and finance teams, TraceGO’s debtor tracing service provides an accurate, fast, and legally compliant solution to find individuals who owe money and have become untraceable.

With fixed pricing from £29.99 + VAT, results typically returned within 24 hours, and a no find, no fee guarantee, TraceGO is quickly becoming the trusted tracing partner for those who need results, not delays.

What Is Debtor Tracing?

Debtor tracing is the process of locating the current address of a person who owes money and can no longer be contacted at their last known location. This may include:

  • Individuals with unpaid debts or arrears

  • Former tenants who have vacated a property leaving rent unpaid

  • Customers or clients who have defaulted on payments

  • Parties to county court judgments (CCJs) or enforcement actions

The goal is to establish a verified, residential address that is suitable for service of legal documents or formal contact to commence recovery action.

When Should You Use a Tracing Service?

Using a professional debtor tracing service becomes essential when:

  • Letters and calls go unanswered

  • The debtor has moved out of their last known address

  • Mail is returned marked "gone away"

  • You suspect the address provided was false or outdated

  • You're preparing a Letter Before Action (LBA) or claim form and require a valid address

  • You’re trying to enforce a judgment, writ, or warrant of control

Rather than wasting time on bounced correspondence or unreliable internet searches, TraceGO helps you get straight to the point—with a verified, up-to-date location.

How TraceGO Traces Debtors

1. Simple Online Instruction

You submit the debtor's information via TraceGO.co.uk, including their name, any known addresses, and other identifiers such as phone numbers or email addresses.

2. Advanced Data Matching

TraceGO leverages secure access to major UK data sources, including:

  • Credit agency address data (Experian/Equifax matched)

  • Edited Electoral Roll records

  • Financial linking history

  • Utility and telecom data

  • UK property records

We cross-reference multiple datasets to build a complete, current address profile for the individual being traced.

3. Manual Review for Accuracy

Every trace result is manually verified by our expert investigators before it is released. This ensures that the debtor is genuinely linked to the address, not just associated historically or financially.

4. Rapid Report Delivery

A full trace report is usually delivered within 24 hours, containing:

  • The confirmed current address

  • Contact notes or additional information (e.g., whether the subject moved recently)

  • Optional telephone or email data (if available)

  • Statement of trace confidence

All reports are suitable for use in legal proceedings and enforcement action.

5. No Find, No Fee Guarantee

If we are unable to confirm a new address, you pay nothing. It’s a truly risk-free way to locate debtors.

Why TraceGO Is the Preferred Choice for Debtor Tracing

🔎 Fast Turnaround Times

In most cases, you’ll receive a confirmed address within just 24 hours, helping you take prompt legal action without delays.

💼 Trusted by Legal and Debt Recovery Professionals

Our service is used by solicitors, enforcement agents, credit controllers, landlords, and more across the UK. It’s fast, accurate, and designed with legal compliance in mind.

🛡 Fully GDPR Compliant

TraceGO operates under a strict legitimate interest legal basis, ensuring full compliance with the UK GDPR and the Data Protection Act 2018. All data is processed ethically and responsibly.

📈 High Accuracy – Manually Verified

We don’t just rely on automated data matching. Each result is manually checked and verified to ensure that the address we supply is current and accurate—reducing the risk of wasted legal action.

💷 Transparent Pricing

From just £29.99 + VAT per case, with no hidden fees, contracts, or subscriptions. You only pay when we successfully trace the individual. Simple and cost-effective.

Common Types of Debtor Traces We Handle

TraceGO is equipped to handle debtor traces for a wide variety of scenarios, including:

  • Commercial debt recovery (B2B or B2C)

  • Private lending or personal debts

  • Tenant arrears or property damage compensation

  • Unpaid invoices and service contracts

  • Council tax or utility arrears

  • Debt enforcement preparation (e.g., prior to High Court Enforcement Officer instruction)

In all cases, our focus remains on speed, accuracy, and compliance.

Debtor Tracing and Legal Enforcement

A correct, confirmed address is essential for issuing a Letter Before Claim, preparing legal proceedings, or enforcing a CCJ. If your address is incorrect, legal documents cannot be served—and your claim may be dismissed or delayed.

TraceGO’s reports are designed to be legally admissible and enforcement-ready. They give you the confidence to move forward, knowing that you have done your due diligence and verified the debtor’s whereabouts.

We also provide enhanced reports that may include:

  • Contact details (phone/email)

  • Confirmation of occupancy period

  • Optional financial red flags (CCJs, insolvency data)

  • Evidence of movement between addresses

A Modern, Efficient Way to Locate Debtors

Gone are the days of slow, unreliable tracing. TraceGO combines the power of modern data technology with professional investigative oversight to bring you results quickly and confidently.

Whether you’re a law firm preparing a claim, a landlord chasing arrears, or a company dealing with bad debts, TraceGO is your trusted tracing partner.

Why Use TraceGO for Debtor Tracing?

  • ✅ Confirmed debtor addresses in 24 hours

  • ✅ No find, no fee guarantee

  • ✅ Fixed pricing from £29.99 + VAT

  • ✅ Used by legal and enforcement professionals UK-wide

  • ✅ Compliant, secure, and discreet

  • ✅ Fast, efficient, and accurate

📍 Need to trace a debtor fast?
Instruct TraceGO today and get verified results within 24 hours — with no risk and no delay.

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Understanding Tracing Agents